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Core Concepts Insurance
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(253) 777-8342


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  • Contact us
  • Help review us!

Sign up Links

Washington Health Plan Finder - Official Site

This is the Washington State site for Individual health Insurance.   It is the ONLY place where you can receive a tax credit to help you pay for your monthly premiums on a monthly basis.  

There are many COPYCAT sites out there.  This is the actual OFFICIAL site.   Once you are there you can set up your online profile, designate me as your free broker and then give me a call or email me to schedule a time to pick out a plan that best suits you for that plan year. 

Apply now

Regence Link to Apply for Individual Health Insurance

Starting in 2020 Regence has offered a direct health insurance product that you can ONLY purchase independently direct from Regence outside the WA health exchange.  It's not offered as an option on the exchange.  Because this product is offered outside the exchange it's not eligible for tax credits or Cost Sharing reductions.  Some don't qualify for those credits due to the amount of income that they make and would rather not deal with creating a profile inside the exchange to sign up.  Not all products are offered in all counties so be sure to check with us to see what plans you qualify for in your county.   We offer a free personalized plan overlook guide and a one-on-one consultation with a licensed health agent to help you make shopping easier.

Apply Here

Apply for a Medicare Supplement plan, Med Advantage plan or a Prescription drug plan.

We offer Medicare Supplement plans, Med Advantage plans and Prescription Drug plans.  Here is a list of the carriers that we are contracted through for MAPD and PDP plans in WA state.  Asuris, Aetna , Aetna Silverscripts, Humana, Kaiser, Regence, Premera, Molina, United Healthcare through AARP, Wellcare.   Please note Kaiser applications use a separate link than the one below.


 ‘we strive to offer as many plans as possible however:  ‘We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-medicare to get information on all your options.’ A select few carriers don’t allow Brokers to sell their plans. 

Apply Now!

Apply for a Medicare Advantage plan through Kaiser

‘We strive to offer as many plans as possible however:  ‘We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-medicare to get information on all your options.’ A select few carriers don’t allow Brokers to sell their plans. 

Apply Now!

Dental and Vision- Individual or Family - Link to Apply

Sign up for Individual Delta dental for you or your entire family and add on Vision with VSP as an added option now too.   Many don't realize that dental insurance also gives you much lower "contracted rates" .  The insurance carriers bring the dentists clients and sign a contract to offer both you and the insurance company a lowered rate if you use them as a provider.   Its a win-win for all!   

Apply here!

Helpful Links

Medicare Education and lookups

Link;  Http;//WWW.MEDICARE.GOV

Pharmacy Help

DISCOUNT PROGRAMS, LOOKUPS  and COUPONS

https;//www.goodrx.com

https://www.wellrx.com/discount-pharmacy-prices

https://easydrugcard.com/


WASHINGTON DRUG Card  

https://www.washingtondrugcard.com


HELP PAYING FOR PRESCRIPTIONS 

https://www.insurance.wa.gov/get-help-paying-prescriptions

Benefits health plans must cover under Washington State Law

https://www.insurance.wa.gov/benefits-health-plans-must-cover-under-washington-state-law

2020 Individual Plans spread - Direct & Exchange

BELOW PLANS

Dark Blue - sold outside the exchange - some also sold inside too

White - Sold only inside exchange 

INDIVIDUAL plans 2020 inside and outside the health exchange (pdf)

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Individual Regence - 2020 Pierce Co Rates & Benefits DIRECT

1. RBS Medical-Benefit-Summary-Gold-1200-EPO-MCCC-individual-2020 (pdf)

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2. RBS Medical-Benefit-Summary-Silver-3200-EPO-MCCC-individual-2020 (pdf)

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4. RBS Medical-Benefit-Summary-Bronze-Essential-7500-EPO-MCCC-individual-2020 (pdf)

Download

5. RBS Medical-Benefit-Summary-Bronze-Care-on-Demand-8000-EPO-MCCC-individual-2020 (pdf)

Download

6. RBS Medical-Benefit-Summary-Silver-HSA-2700-EPO-MCCC-individual-2020 (pdf)

Download

7. RBS Medical-Benefit-Summary-Bronze-HSA-5200-EPO-MCCC-individual-2020 (pdf)

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RBS Rate-Sheet-Pierce-County-individual-2020 (pdf)

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RBS Flyer-HSA-2020 (pdf)

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Individual Regence - 2020 King Co. Rates & Benefits- DIRECT

1. RBS Medical-Benefit-Summary-Gold-1200-EPO-UWM-individual-2020 (pdf)

Download

2. RBS Medical-Benefit-Summary-Silver-3200-EPO-UWM-individual-2020 (pdf)

Download

3. RBS Medical-Benefit-Summary-Silver-Care-on-Demand-4000-EPO-UWM-individual-2020 (pdf)

Download

4. RBS Medical-Benefit-Summary-Bronze-Essential-7500-EPO-UWM-individual-2020 (pdf)

Download

5. RBS Medical-Benefit-Summary-Bronze-Care-on-Demand-8000-EPO-UWM-individual-2020 (pdf)

Download

7. RBS Medical-Benefit-Summary-Bronze-HSA-5200-EPO-UWM-individual-2020 (pdf)

Download

RBS Rate-Sheet-King-County-individual-2020 (pdf)

Download

RBS Flyer-HSA-2020 (pdf)

Download

Individual Kaiser - 2020 WA Rates & Benefits DIRECT & WA HPF

KP 2020 ENROLLMENT GUIDE - BENEFITS & RATES (pdf)

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Premera Indiv 2020 Rates&Benefits- Kitsap&King Co WA HPF

1. Preferred GOLD EPO 1500 036984_2020 (pdf)

Download

2. Preferred Silver EPO 4500 CSR 1 036991_2020 (pdf)

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2. Preferred Silver EPO 4500 CSR 2 -036992_2020 (pdf)

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3. Preferred Bronze HSA EPO 5250 -036998_2020 (pdf)

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037265_2020 MAP (pdf)

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RATES KING - BRONZE & BRONZE HSA 049912_2020 (pdf)

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Lifewise 2020 Individual Benefits sold inside WA HPF

1. ESSENTIAL GOLD 028114_2020 (pdf)

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2. ESSENTIAL SILVER LOW DED 049881_2020 (pdf)

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3. ESSENTIAL SILVER HIGH DED CSR3 028632_2020 (pdf)

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6. ESSENTIAL BRONZE HSA 049885_2020 (pdf)

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BROCHURE ESSENTIAL HEALTH PLANS FOR FAMILIES 042323_2020 (pdf)

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PEDIDIATRIC DENTAL PLAN 2020 042325_2020 (pdf)

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FAMILY DENTAL PLAN 049354_2020 (pdf)

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LifeWise 2020 Individual plans benefits & rates SOLD DIRECT

BROCHURE PRIMARY HEALTH PLANS FOR INDIV & FAMILY 2020 049633_2020 (pdf)

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ESSENTIAL GOLD -SILVER HIGH -SILVER LOW -king co 049892_2020 (pdf)

Download

ESSENTIAL BRONZE - Bronze HSA & CATASTROPHIC -King Co -049893_2020 (pdf)

Download

Primary Gold & Silver DIRECT ONLY for Pierce co 050217_2020 (pdf)

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Primary Gold & Silver for Snohomish Co 050218_2020 (pdf)

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PacificSource Individual Benefits&Rates DIRECT & WA HPF

PacificSource RateSheet2020 -Areas 3, 4 & 5 (pdf)

Download

DIRECT PAPER APPLICATION (pdf)

Download

Bridgespan Benefits SOLD INSIDE Healthplanfinder

King & Pierce Co SECURE-AHN benefits (pdf)

Download

Molina Individual plan Benefits sold only INSIDE the WA HPF

Molina Benefits brochure-2020 (pdf)

Download

2a MOLINA-Silver CSR-200-2020 (pdf)

Download

2b. MOLINA-Silver-CSR 150-2020 (pdf)

Download

2c. MOLINA-Silver-CSR 100-2020 (pdf)

Download

3. MOLINA -Bronze-2020 (pdf)

Download

Core Concepts Insurance LLC

Core Concepts Insurance LLC Port Orchard, WA

(253) 777-8342

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